First Technology Federal Credit Union in Illinois vs the state
25.0%Denial rate+7.88 pts vs state
25.0%Decision denial rate+3.32 pts vs state
58.3%Origination rate-0.41 pts vs state
7.88%Median rate+1.13 pts vs state
0.54Rate spread (pts)+0.16 pts vs state
$188kMedian applicant income
7Loans originated
3Denied
What First Technology Federal Credit Union lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most First Technology Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 5 | 5 | 0 | 0.0% |
| DuPage County | 3 | 2 | 0 | 0.0% |
| St. Clair County | 1 | 0 | 1 | 100.0% |
| DeKalb County | 1 | 0 | 0 | 0.0% |
| McLean County | 1 | 0 | 1 | 100.0% |
| Monroe County | 1 | 0 | 1 | 100.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 12 applications in 2025, of which 7 were originated and 3 denied.
25.0% of all applications, or 25.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans First Technology Federal Credit Union originated in Illinois in 2025 was 7.88%, against a statewide median of 6.75%.
About this data. Figures are First Technology Federal Credit Union's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology