First Savings Bank in Oklahoma vs the state
41.9%Denial rate+24.02 pts vs state
48.2%Decision denial rate+25.28 pts vs state
45.2%Origination rate-10.94 pts vs state
7.63%Median rate+1.00 pts vs state
0.32Rate spread (pts)-0.03 pts vs state
$112kMedian applicant income
14Loans originated
13Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 18 | 6.5% | 6.88% | #264 |
| 2024 | 35 | 18 | 42.9% | 7.50% | #273 |
| 2025 | 31 | 14 | 41.9% | 7.63% | #302 |
What First Savings Bank lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most First Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 11 | 6 | 3 | 27.3% |
| Oklahoma County | 5 | 1 | 3 | 60.0% |
| Carter County | 2 | 1 | 1 | 50.0% |
| Comanche County | 2 | 1 | 1 | 50.0% |
| Alfalfa County | 2 | 0 | 2 | 100.0% |
| Cleveland County | 2 | 1 | 1 | 50.0% |
| Garfield County | 1 | 0 | 0 | 0.0% |
| Washington County | 1 | 0 | 1 | 100.0% |
| Logan County | 1 | 1 | 0 | 0.0% |
| Love County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 31 applications in 2025, of which 14 were originated and 13 denied.
41.9% of all applications, or 48.2% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans First Savings Bank originated in Oklahoma in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are First Savings Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology