First Savings Bank in Illinois vs the state
32.3%Denial rate+15.14 pts vs state
34.5%Decision denial rate+12.80 pts vs state
54.8%Origination rate-3.90 pts vs state
7.63%Median rate+0.88 pts vs state
0.35Rate spread (pts)-0.04 pts vs state
$145kMedian applicant income
17Loans originated
10Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 276 | 197 | 6.9% | 6.88% | #171 |
| 2024 | 29 | 15 | 37.9% | 7.38% | #532 |
| 2025 | 31 | 17 | 32.3% | 7.63% | #538 |
What First Savings Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most First Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 12 | 3 | 5 | 41.7% |
| McHenry County | 6 | 5 | 1 | 16.7% |
| Kane County | 3 | 2 | 1 | 33.3% |
| St. Clair County | 2 | 2 | 0 | 0.0% |
| Lake County | 2 | 1 | 1 | 50.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Winnebago County | 1 | 1 | 0 | 0.0% |
| Williamson County | 1 | 1 | 0 | 0.0% |
| Peoria County | 1 | 0 | 1 | 100.0% |
| DuPage County | 1 | 0 | 1 | 100.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 31 applications in 2025, of which 17 were originated and 10 denied.
32.3% of all applications, or 34.5% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans First Savings Bank originated in Illinois in 2025 was 7.63%, against a statewide median of 6.75%.
About this data. Figures are First Savings Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology