First Nebraska Bank in Nebraska vs the state
17.9%Denial rate+5.33 pts vs state
19.8%Decision denial rate+4.66 pts vs state
71.4%Origination rate+4.15 pts vs state
—Median rate
—Rate spread (pts)
$105kMedian applicant income
80Loans originated
20Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 95 | 69 | 15.8% | — | #89 |
| 2024 | 86 | 73 | 5.8% | — | #101 |
| 2025 | 112 | 80 | 17.9% | — | #98 |
What First Nebraska Bank lends in Nebraska
By loan purpose
By loan type
Where in Nebraska
Counties with the most First Nebraska Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 21 | 19 | 1 | 4.8% |
| Otoe County | 17 | 13 | 1 | 5.9% |
| Lancaster County | 12 | 9 | 2 | 16.7% |
| Platte County | 12 | 7 | 4 | 33.3% |
| Madison County | 8 | 5 | 1 | 12.5% |
| Cass County | 6 | 3 | 2 | 33.3% |
| Butler County | 5 | 3 | 0 | 0.0% |
| Burt County | 3 | 2 | 1 | 33.3% |
| Sarpy County | 3 | 3 | 0 | 0.0% |
| Saunders County | 3 | 2 | 1 | 33.3% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 112 applications in 2025, of which 80 were originated and 20 denied.
17.9% of all applications, or 19.8% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First Nebraska Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology