First National Bank of Coffee County in Georgia vs the state
1.3%Denial rate-17.95 pts vs state
1.3%Decision denial rate-23.80 pts vs state
98.7%Origination rate+44.64 pts vs state
—Median rate
—Rate spread (pts)
$75kMedian applicant income
78Loans originated
1Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 104 | 104 | 0.0% | — | #306 |
| 2024 | 80 | 80 | 0.0% | — | #365 |
| 2025 | 79 | 78 | 1.3% | — | #374 |
What First National Bank of Coffee County lends in Georgia
By loan purpose
By loan type
Where in Georgia
Counties with the most First National Bank of Coffee County applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Coffee County | 61 | 60 | 1 | 1.6% |
| Cook County | 3 | 3 | 0 | 0.0% |
| Atkinson County | 3 | 3 | 0 | 0.0% |
| Bacon County | 2 | 2 | 0 | 0.0% |
| Pierce County | 2 | 2 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Lanier County | 1 | 1 | 0 | 0.0% |
| Toombs County | 1 | 1 | 0 | 0.0% |
| Ben Hill County | 1 | 1 | 0 | 0.0% |
| Laurens County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 79 applications in 2025, of which 78 were originated and 1 denied.
1.3% of all applications, or 1.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First National Bank of Coffee County's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology