First National Bank of Bosque County in Texas vs the state
4.9%Denial rate-14.51 pts vs state
4.9%Decision denial rate-19.98 pts vs state
88.5%Origination rate+33.64 pts vs state
6.50%Median rate0.00 pts vs state
0.31Rate spread (pts)+0.11 pts vs state
$148kMedian applicant income
54Loans originated
3Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 58 | 48 | 6.9% | 7.00% | #674 |
| 2024 | 43 | 37 | 7.0% | 6.75% | #721 |
| 2025 | 61 | 54 | 4.9% | 6.50% | #667 |
What First National Bank of Bosque County lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most First National Bank of Bosque County applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bosque County | 32 | 28 | 3 | 9.4% |
| McLennan County | 24 | 21 | 0 | 0.0% |
| Hill County | 2 | 2 | 0 | 0.0% |
| Comal County | 1 | 1 | 0 | 0.0% |
| Robertson County | 1 | 1 | 0 | 0.0% |
| Dallas County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 61 applications in 2025, of which 54 were originated and 3 denied.
4.9% of all applications, or 4.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans First National Bank of Bosque County originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are First National Bank of Bosque County's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology