First National Bank of America in Nebraska vs the state
11.1%Denial rate-1.42 pts vs state
20.0%Decision denial rate+4.86 pts vs state
44.4%Origination rate-22.84 pts vs state
9.43%Median rate+2.81 pts vs state
4.17Rate spread (pts)+3.95 pts vs state
$71kMedian applicant income
4Loans originated
1Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 5 | 0.0% | 9.50% | #233 |
| 2024 | 12 | 7 | 16.7% | 9.38% | #209 |
| 2025 | 9 | 4 | 11.1% | 9.43% | #262 |
What First National Bank of America lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most First National Bank of America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 2 | 1 | 0 | 0.0% |
| Richardson County | 1 | 0 | 0 | 0.0% |
| Scotts Bluff County | 1 | 1 | 0 | 0.0% |
| Douglas County | 1 | 1 | 0 | 0.0% |
| Cass County | 1 | 0 | 0 | 0.0% |
| Knox County | 1 | 0 | 1 | 100.0% |
| Dodge County | 1 | 0 | 0 | 0.0% |
| Cuming County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 9 applications in 2025, of which 4 were originated and 1 denied.
11.1% of all applications, or 20.0% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans First National Bank of America originated in Nebraska in 2025 was 9.43%, against a statewide median of 6.63%.
About this data. Figures are First National Bank of America's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology