First National Bank of America in Indiana vs the state
18.6%Denial rate+1.99 pts vs state
25.4%Decision denial rate+5.21 pts vs state
52.6%Origination rate-9.67 pts vs state
9.00%Median rate+2.25 pts vs state
2.72Rate spread (pts)+2.35 pts vs state
$70kMedian applicant income
51Loans originated
18Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 113 | 62 | 22.1% | 10.12% | #234 |
| 2024 | 123 | 77 | 11.4% | 9.50% | #232 |
| 2025 | 97 | 51 | 18.6% | 9.00% | #274 |
What First National Bank of America lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most First National Bank of America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 48 | 23 | 6 | 12.5% |
| Hamilton County | 6 | 5 | 1 | 16.7% |
| Clark County | 5 | 3 | 2 | 40.0% |
| Allen County | 4 | 1 | 2 | 50.0% |
| LaPorte County | 3 | 2 | 1 | 33.3% |
| Monroe County | 3 | 2 | 0 | 0.0% |
| Lake County | 3 | 3 | 0 | 0.0% |
| Vanderburgh County | 2 | 0 | 1 | 50.0% |
| Huntington County | 2 | 0 | 1 | 50.0% |
| Johnson County | 2 | 2 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 97 applications in 2025, of which 51 were originated and 18 denied.
18.6% of all applications, or 25.4% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans First National Bank of America originated in Indiana in 2025 was 9.00%, against a statewide median of 6.75%.
About this data. Figures are First National Bank of America's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology