First American Bank in Indiana vs the state
34.9%Denial rate+18.31 pts vs state
38.5%Decision denial rate+18.32 pts vs state
53.5%Origination rate-8.76 pts vs state
7.25%Median rate+0.50 pts vs state
0.17Rate spread (pts)-0.20 pts vs state
$116kMedian applicant income
23Loans originated
15Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 18 | 42.9% | 8.00% | #365 |
| 2024 | 34 | 21 | 17.7% | 8.50% | #382 |
| 2025 | 43 | 23 | 34.9% | 7.25% | #366 |
What First American Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most First American Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 20 | 10 | 7 | 35.0% |
| LaPorte County | 6 | 4 | 2 | 33.3% |
| Porter County | 6 | 3 | 2 | 33.3% |
| Hamilton County | 2 | 2 | 0 | 0.0% |
| Hendricks County | 2 | 1 | 1 | 50.0% |
| Marion County | 2 | 0 | 1 | 50.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Newton County | 1 | 0 | 1 | 100.0% |
| Vermillion County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 43 applications in 2025, of which 23 were originated and 15 denied.
34.9% of all applications, or 38.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans First American Bank originated in Indiana in 2025 was 7.25%, against a statewide median of 6.75%.
About this data. Figures are First American Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology