First Alliance Home Mortgage in Maryland vs the state
2.1%Denial rate-16.72 pts vs state
2.6%Decision denial rate-21.50 pts vs state
77.1%Origination rate+21.37 pts vs state
6.49%Median rate-0.13 pts vs state
0.40Rate spread (pts)+0.15 pts vs state
$98kMedian applicant income
111Loans originated
3Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 66 | 47 | 1.5% | 6.63% | #258 |
| 2024 | 113 | 81 | 8.0% | 6.63% | #201 |
| 2025 | 144 | 111 | 2.1% | 6.49% | #198 |
What First Alliance Home Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most First Alliance Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore County | 33 | 30 | 0 | 0.0% |
| Montgomery County | 31 | 23 | 2 | 6.5% |
| Prince George's County | 20 | 17 | 0 | 0.0% |
| Frederick County | 11 | 8 | 0 | 0.0% |
| Anne Arundel County | 9 | 6 | 0 | 0.0% |
| Baltimore city | 8 | 5 | 1 | 12.5% |
| Carroll County | 7 | 5 | 0 | 0.0% |
| Washington County | 5 | 3 | 0 | 0.0% |
| Harford County | 5 | 4 | 0 | 0.0% |
| Charles County | 5 | 2 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 144 applications in 2025, of which 111 were originated and 3 denied.
2.1% of all applications, or 2.6% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans First Alliance Home Mortgage originated in Maryland in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are First Alliance Home Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology