Finance of America Reverse in Georgia vs the state
9.9%Denial rate-9.29 pts vs state
12.9%Decision denial rate-12.14 pts vs state
64.6%Origination rate+10.48 pts vs state
6.38%Median rate-0.25 pts vs state
—Rate spread (pts)
$31kMedian applicant income
195Loans originated
30Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 330 | 191 | 20.3% | 7.68% | #168 |
| 2024 | 361 | 238 | 10.0% | 7.20% | #169 |
| 2025 | 302 | 195 | 9.9% | 6.38% | #201 |
What Finance of America Reverse lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Finance of America Reverse applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cobb County | 38 | 27 | 4 | 10.5% |
| Fulton County | 29 | 16 | 6 | 20.7% |
| DeKalb County | 24 | 12 | 1 | 4.2% |
| Gwinnett County | 15 | 9 | 0 | 0.0% |
| Chatham County | 13 | 9 | 1 | 7.7% |
| Forsyth County | 11 | 6 | 1 | 9.1% |
| Cherokee County | 9 | 5 | 0 | 0.0% |
| Clayton County | 9 | 5 | 3 | 33.3% |
| Fayette County | 8 | 7 | 1 | 12.5% |
| Douglas County | 7 | 5 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 302 applications in 2025, of which 195 were originated and 30 denied.
9.9% of all applications, or 12.9% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Finance of America Reverse originated in Georgia in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Finance of America Reverse's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology