Fifth Third Bank in Virginia vs the state
6.5%Denial rate-9.42 pts vs state
10.3%Decision denial rate-9.91 pts vs state
56.5%Origination rate-3.00 pts vs state
6.50%Median rate-0.13 pts vs state
0.02Rate spread (pts)-0.20 pts vs state
$198kMedian applicant income
26Loans originated
3Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 64 | 23 | 14.1% | 6.25% | #322 |
| 2024 | 60 | 32 | 6.7% | 6.63% | #343 |
| 2025 | 46 | 26 | 6.5% | 6.50% | #386 |
What Fifth Third Bank lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 7 | 4 | 0 | 0.0% |
| Henrico County | 4 | 2 | 0 | 0.0% |
| Bedford County | 3 | 0 | 2 | 66.7% |
| Franklin County | 3 | 2 | 0 | 0.0% |
| Virginia Beach city | 3 | 3 | 0 | 0.0% |
| Arlington County | 2 | 2 | 0 | 0.0% |
| Fluvanna County | 2 | 0 | 0 | 0.0% |
| Chesterfield County | 2 | 1 | 0 | 0.0% |
| Hanover County | 1 | 0 | 0 | 0.0% |
| Stafford County | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 46 applications in 2025, of which 26 were originated and 3 denied.
6.5% of all applications, or 10.3% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Fifth Third Bank originated in Virginia in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology