Fifth Third Bank in New Jersey vs the state
18.9%Denial rate+1.18 pts vs state
28.6%Decision denial rate+5.52 pts vs state
47.2%Origination rate-8.51 pts vs state
6.25%Median rate-0.50 pts vs state
0.05Rate spread (pts)-0.23 pts vs state
$200kMedian applicant income
25Loans originated
10Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43 | 12 | 18.6% | 6.69% | #354 |
| 2024 | 63 | 28 | 15.9% | 6.13% | #320 |
| 2025 | 53 | 25 | 18.9% | 6.25% | #346 |
What Fifth Third Bank lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monmouth County | 8 | 5 | 2 | 25.0% |
| Bergen County | 6 | 4 | 1 | 16.7% |
| Hudson County | 6 | 3 | 1 | 16.7% |
| Middlesex County | 5 | 1 | 1 | 20.0% |
| Morris County | 4 | 2 | 0 | 0.0% |
| Camden County | 3 | 1 | 1 | 33.3% |
| Cape May County | 3 | 1 | 0 | 0.0% |
| Essex County | 3 | 1 | 2 | 66.7% |
| Atlantic County | 2 | 1 | 0 | 0.0% |
| Passaic County | 2 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 53 applications in 2025, of which 25 were originated and 10 denied.
18.9% of all applications, or 28.6% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Fifth Third Bank originated in New Jersey in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology