Fifth Third Bank in Massachusetts vs the state
18.8%Denial rate+2.54 pts vs state
37.5%Decision denial rate+17.55 pts vs state
27.1%Origination rate-35.52 pts vs state
5.88%Median rate-0.75 pts vs state
-0.05Rate spread (pts)-0.15 pts vs state
$186kMedian applicant income
13Loans originated
9Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 9 | 20.8% | 6.75% | #376 |
| 2024 | 35 | 15 | 8.6% | 6.50% | #347 |
| 2025 | 48 | 13 | 18.8% | 5.88% | #331 |
What Fifth Third Bank lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 10 | 5 | 0 | 0.0% |
| Hampden County | 7 | 1 | 2 | 28.6% |
| Barnstable County | 7 | 0 | 1 | 14.3% |
| Essex County | 5 | 2 | 1 | 20.0% |
| Suffolk County | 5 | 1 | 2 | 40.0% |
| Worcester County | 4 | 1 | 1 | 25.0% |
| Norfolk County | 3 | 1 | 0 | 0.0% |
| Bristol County | 2 | 0 | 2 | 100.0% |
| Plymouth County | 2 | 1 | 0 | 0.0% |
| Dukes County | 1 | 0 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 48 applications in 2025, of which 13 were originated and 9 denied.
18.8% of all applications, or 37.5% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Fifth Third Bank originated in Massachusetts in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology