Field & Main Bank · Indiana · 2025

Field & Main Bank in Indiana: approval rate, denial rate and rates (2025)

Field & Main Bank took 102 mortgage applications in Indiana in 2025, ranking #266 of 1,025 lenders active in the state. It originated 93.1% of them and denied 2.0% (2.1% of the applications it decided), against a statewide denial rate of 16.6%.

102Applicationsin IN
2.1%Decision denial ratestate 20.1%
Median ratestate 6.75%
$145,000Median loanstate $155,000
$20MVolume8 counties

Field & Main Bank in Indiana vs the state

2.0%Denial rate-14.61 pts vs state
2.1%Decision denial rate-18.08 pts vs state
93.1%Origination rate+30.89 pts vs state
Median rate
Rate spread (pts)
$138kMedian applicant income
95Loans originated
2Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231461304.1%#213
2024107975.6%#243
2025102952.0%#266

What Field & Main Bank lends in Indiana

By loan purpose

Home purchase 47 46% · 0.0% denied
Refinance 1 1% · 0.0% denied
Cash-out refinance 51 50% · 3.9% denied
Home improvement 2 2% · 0.0% denied
Other / HELOC 1 1% · 0.0% denied

By loan type

Conventional 102 100% · 2.0% denied

Where in Indiana

Counties with the most Field & Main Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Vanderburgh County 76712 2.6%
Warrick County 12110 0.0%
Posey County 660 0.0%
Gibson County 330 0.0%
Dubois County 220 0.0%
Orange County 110 0.0%
Daviess County 100 0.0%
Dearborn County 110 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 102 applications in 2025, of which 95 were originated and 2 denied.

2.0% of all applications, or 2.1% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Field & Main Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology