Fidelity Lending Solutions · Washington · 2025

Fidelity Lending Solutions in Washington: approval rate, denial rate and rates (2025)

Fidelity Lending Solutions took 22 mortgage applications in Washington in 2025, ranking #380 of 822 lenders active in the state. It originated 54.6% of them and denied 9.1% (10.0% of the applications it decided), against a statewide denial rate of 15.7%.

22Applicationsin WA
10.0%Decision denial ratestate 19.5%
6.69%Median ratestate 6.63%
$550,000Median loanstate $335,000
$7.1MVolume3 counties

Fidelity Lending Solutions in Washington vs the state

9.1%Denial rate-6.56 pts vs state
10.0%Decision denial rate-9.54 pts vs state
54.6%Origination rate-6.51 pts vs state
6.69%Median rate+0.06 pts vs state
-0.02Rate spread (pts)-0.21 pts vs state
$155kMedian applicant income
12Loans originated
2Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
20241580.0%7.75%#414
202522129.1%6.69%#380

What Fidelity Lending Solutions lends in Washington

By loan purpose

Home purchase 9 41% · 22.2% denied
Refinance 3 14% · 0.0% denied
Cash-out refinance 10 45% · 0.0% denied

By loan type

Conventional 22 100% · 9.1% denied

Why it denied Washington applicants

Collateral 2 100%

Where in Washington

Counties with the most Fidelity Lending Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 1682 12.5%
Snohomish County 430 0.0%
Pierce County 110 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 22 applications in 2025, of which 12 were originated and 2 denied.

9.1% of all applications, or 10.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Fidelity Lending Solutions originated in Washington in 2025 was 6.69%, against a statewide median of 6.63%.

About this data. Figures are Fidelity Lending Solutions's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology