Fedex Employees Credit Association in Colorado vs the state
20.0%Denial rate+4.37 pts vs state
33.3%Decision denial rate+13.67 pts vs state
40.0%Origination rate-20.02 pts vs state
6.13%Median rate-0.50 pts vs state
-0.16Rate spread (pts)-0.31 pts vs state
$134kMedian applicant income
2Loans originated
1Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 7 | 5 | 0.0% | 7.19% | #557 |
| 2025 | 5 | 2 | 20.0% | 6.13% | #629 |
What Fedex Employees Credit Association lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Fedex Employees Credit Association applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Weld County | 2 | 1 | 1 | 50.0% |
| El Paso County | 1 | 1 | 0 | 0.0% |
| Adams County | 1 | 0 | 0 | 0.0% |
| Arapahoe County | 1 | 0 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 5 applications in 2025, of which 2 were originated and 1 denied.
20.0% of all applications, or 33.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Fedex Employees Credit Association originated in Colorado in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Fedex Employees Credit Association's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology