FCN Bank in Indiana vs the state
5.5%Denial rate-11.06 pts vs state
5.9%Decision denial rate-14.26 pts vs state
87.3%Origination rate+25.04 pts vs state
—Median rate
—Rate spread (pts)
$92kMedian applicant income
206Loans originated
13Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 258 | 200 | 9.3% | 6.88% | #152 |
| 2024 | 195 | 165 | 5.1% | — | #192 |
| 2025 | 236 | 206 | 5.5% | — | #180 |
What FCN Bank lends in Indiana
By loan purpose
By loan type
Where in Indiana
Counties with the most FCN Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 81 | 72 | 4 | 4.9% |
| Dearborn County | 55 | 45 | 1 | 1.8% |
| Ripley County | 47 | 43 | 3 | 6.4% |
| Fayette County | 27 | 21 | 4 | 14.8% |
| Decatur County | 8 | 8 | 0 | 0.0% |
| Union County | 4 | 4 | 0 | 0.0% |
| Ohio County | 3 | 3 | 0 | 0.0% |
| Hamilton County | 2 | 2 | 0 | 0.0% |
| Henry County | 2 | 1 | 1 | 50.0% |
| Rush County | 2 | 2 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 236 applications in 2025, of which 206 were originated and 13 denied.
5.5% of all applications, or 5.9% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are FCN Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology