Fay Servicing in Missouri vs the state
14.3%Denial rate-0.78 pts vs state
50.0%Decision denial rate+31.30 pts vs state
0.0%Origination rate-62.66 pts vs state
—Median rate
—Rate spread (pts)
$118kMedian applicant income
0Loans originated
1Denied
What Fay Servicing lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Fay Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Camden County | 2 | 0 | 0 | 0.0% |
| St. Louis city | 1 | 0 | 0 | 0.0% |
| St. Charles County | 1 | 0 | 0 | 0.0% |
| Boone County | 1 | 0 | 0 | 0.0% |
| Greene County | 1 | 0 | 0 | 0.0% |
| Jackson County | 1 | 0 | 1 | 100.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 7 applications in 2025, of which 0 were originated and 1 denied.
14.3% of all applications, or 50.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Fay Servicing's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology