Fay Servicing · Kansas · 2025

Fay Servicing in Kansas: approval rate, denial rate and rates (2025)

Fay Servicing took 6 mortgage applications in Kansas in 2025, ranking #401 of 766 lenders active in the state. It originated 0.0% of them and denied 50.0% (100.0% of the applications it decided), against a statewide denial rate of 15.0%.

6Applicationsin KS
100.0%Decision denial ratestate 18.3%
Median ratestate 6.63%
$235,000Median loanstate $165,000
$0Volume5 counties

Fay Servicing in Kansas vs the state

50.0%Denial rate+34.97 pts vs state
100.0%Decision denial rate+81.72 pts vs state
0.0%Origination rate-63.82 pts vs state
Median rate
Rate spread (pts)
$52kMedian applicant income
0Loans originated
3Denied

What Fay Servicing lends in Kansas

By loan purpose

Refinance 3 50% · 66.7% denied
Cash-out refinance 3 50% · 33.3% denied

By loan type

Conventional 3 50% · 66.7% denied
FHA 3 50% · 33.3% denied

Why it denied Kansas applicants

Debt-to-income ratio 3 100%

Where in Kansas

Counties with the most Fay Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Johnson County 200 0.0%
Douglas County 101 100.0%
Sedgwick County 100 0.0%
Ness County 101 100.0%
Wyandotte County 101 100.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 6 applications in 2025, of which 0 were originated and 3 denied.

50.0% of all applications, or 100.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Fay Servicing's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology