Fay Servicing in Indiana vs the state
31.6%Denial rate+15.01 pts vs state
75.0%Decision denial rate+54.86 pts vs state
10.5%Origination rate-51.72 pts vs state
6.25%Median rate-0.50 pts vs state
0.11Rate spread (pts)-0.26 pts vs state
$58kMedian applicant income
2Loans originated
6Denied
What Fay Servicing lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Fay Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 5 | 1 | 1 | 20.0% |
| Lake County | 2 | 0 | 0 | 0.0% |
| Allen County | 2 | 0 | 2 | 100.0% |
| Greene County | 1 | 0 | 0 | 0.0% |
| Sullivan County | 1 | 0 | 0 | 0.0% |
| Vanderburgh County | 1 | 0 | 1 | 100.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Porter County | 1 | 0 | 0 | 0.0% |
| St. Joseph County | 1 | 0 | 0 | 0.0% |
| Hamilton County | 1 | 0 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 19 applications in 2025, of which 2 were originated and 6 denied.
31.6% of all applications, or 75.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Fay Servicing originated in Indiana in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Fay Servicing's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology