Farmers Insurance Group Federal Credit Union · Kansas · 2025

Farmers Insurance Group Federal Credit Union in Kansas: approval rate, denial rate and rates (2025)

Farmers Insurance Group Federal Credit Union took 19 mortgage applications in Kansas in 2025, ranking #302 of 766 lenders active in the state. It originated 57.9% of them and denied 31.6% (31.6% of the applications it decided), against a statewide denial rate of 15.0%.

19Applicationsin KS
31.6%Decision denial ratestate 18.3%
7.49%Median ratestate 6.63%
$105,000Median loanstate $165,000
$3.5MVolume3 counties

Farmers Insurance Group Federal Credit Union in Kansas vs the state

31.6%Denial rate+16.55 pts vs state
31.6%Decision denial rate+13.30 pts vs state
57.9%Origination rate-5.93 pts vs state
7.49%Median rate+0.87 pts vs state
0.79Rate spread (pts)+0.49 pts vs state
$186kMedian applicant income
11Loans originated
6Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023201620.0%8.49%#278
2024770.0%8.49%#377
2025191131.6%7.49%#302

What Farmers Insurance Group Federal Credit Union lends in Kansas

By loan purpose

Home purchase 6 32% · 16.7% denied
Cash-out refinance 2 11% · 0.0% denied
Home improvement 6 32% · 66.7% denied
Other / HELOC 5 26% · 20.0% denied

By loan type

Conventional 19 100% · 31.6% denied

Why it denied Kansas applicants

Other 4 67%
Credit history 1 17%
Collateral 1 17%

Where in Kansas

Counties with the most Farmers Insurance Group Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Johnson County 1494 28.6%
Sedgwick County 421 25.0%
Pottawatomie County 101 100.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 19 applications in 2025, of which 11 were originated and 6 denied.

31.6% of all applications, or 31.6% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Farmers Insurance Group Federal Credit Union originated in Kansas in 2025 was 7.49%, against a statewide median of 6.63%.

About this data. Figures are Farmers Insurance Group Federal Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology