Farmers Insurance Group Federal Credit Union in Illinois vs the state
65.6%Denial rate+48.51 pts vs state
65.6%Decision denial rate+43.95 pts vs state
34.4%Origination rate-24.36 pts vs state
9.25%Median rate+2.50 pts vs state
2.50Rate spread (pts)+2.12 pts vs state
$164kMedian applicant income
11Loans originated
21Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 9 | 50.0% | 8.25% | #601 |
| 2024 | 22 | 13 | 40.9% | 9.25% | #571 |
| 2025 | 32 | 11 | 65.6% | 9.25% | #531 |
What Farmers Insurance Group Federal Credit Union lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Farmers Insurance Group Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 17 | 5 | 12 | 70.6% |
| McHenry County | 3 | 1 | 2 | 66.7% |
| Kane County | 2 | 2 | 0 | 0.0% |
| Will County | 2 | 1 | 1 | 50.0% |
| Champaign County | 1 | 0 | 1 | 100.0% |
| Pulaski County | 1 | 0 | 1 | 100.0% |
| DuPage County | 1 | 1 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
| Sangamon County | 1 | 0 | 1 | 100.0% |
| Madison County | 1 | 0 | 1 | 100.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 32 applications in 2025, of which 11 were originated and 21 denied.
65.6% of all applications, or 65.6% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Farmers Insurance Group Federal Credit Union originated in Illinois in 2025 was 9.25%, against a statewide median of 6.75%.
About this data. Figures are Farmers Insurance Group Federal Credit Union's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology