Farmers Insurance Group Federal Credit Union · Arkansas · 2025

Farmers Insurance Group Federal Credit Union in Arkansas: approval rate, denial rate and rates (2025)

Farmers Insurance Group Federal Credit Union took 9 mortgage applications in Arkansas in 2025, ranking #343 of 802 lenders active in the state. It originated 77.8% of them and denied 22.2% (22.2% of the applications it decided), against a statewide denial rate of 18.2%.

9Applicationsin AR
22.2%Decision denial ratestate 23.1%
7.25%Median ratestate 6.63%
$175,000Median loanstate $165,000
$1.6MVolume5 counties

Farmers Insurance Group Federal Credit Union in Arkansas vs the state

22.2%Denial rate+4.03 pts vs state
22.2%Decision denial rate-0.91 pts vs state
77.8%Origination rate+20.95 pts vs state
7.25%Median rate+0.63 pts vs state
1.77Rate spread (pts)+1.43 pts vs state
$171kMedian applicant income
7Loans originated
2Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202310910.0%7.88%#322
20247528.6%9.49%#375
20259722.2%7.25%#343

What Farmers Insurance Group Federal Credit Union lends in Arkansas

By loan purpose

Home purchase 3 33% · 0.0% denied
Home improvement 4 44% · 50.0% denied
Other / HELOC 2 22% · 0.0% denied

By loan type

Conventional 9 100% · 22.2% denied

Why it denied Arkansas applicants

Credit history 1 50%
Other 1 50%

Where in Arkansas

Counties with the most Farmers Insurance Group Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Washington County 330 0.0%
Pulaski County 211 50.0%
White County 110 0.0%
Faulkner County 110 0.0%
Saline County 110 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 9 applications in 2025, of which 7 were originated and 2 denied.

22.2% of all applications, or 22.2% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Farmers Insurance Group Federal Credit Union originated in Arkansas in 2025 was 7.25%, against a statewide median of 6.63%.

About this data. Figures are Farmers Insurance Group Federal Credit Union's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology