Farmers Bank in Idaho vs the state
8.3%Denial rate-6.12 pts vs state
9.4%Decision denial rate-8.09 pts vs state
80.0%Origination rate+16.98 pts vs state
8.25%Median rate+1.63 pts vs state
2.15Rate spread (pts)+2.00 pts vs state
$96kMedian applicant income
48Loans originated
5Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 75 | 62 | 6.7% | 8.00% | #118 |
| 2024 | 55 | 44 | 14.6% | 8.25% | #141 |
| 2025 | 60 | 48 | 8.3% | 8.25% | #153 |
What Farmers Bank lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Farmers Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Twin Falls County | 24 | 19 | 2 | 8.3% |
| Jerome County | 19 | 15 | 3 | 15.8% |
| Gooding County | 4 | 3 | 0 | 0.0% |
| Minidoka County | 2 | 2 | 0 | 0.0% |
| Cassia County | 2 | 1 | 0 | 0.0% |
| Lincoln County | 2 | 2 | 0 | 0.0% |
| Blaine County | 2 | 2 | 0 | 0.0% |
| Owyhee County | 1 | 1 | 0 | 0.0% |
| Bannock County | 1 | 1 | 0 | 0.0% |
| Latah County | 1 | 0 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 60 applications in 2025, of which 48 were originated and 5 denied.
8.3% of all applications, or 9.4% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Farmers Bank originated in Idaho in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are Farmers Bank's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology