Farm Credit Services of Western Arkansas, ACA in Oklahoma vs the state
28.6%Denial rate+10.65 pts vs state
33.3%Decision denial rate+10.46 pts vs state
57.1%Origination rate+1.04 pts vs state
6.68%Median rate+0.05 pts vs state
0.31Rate spread (pts)-0.04 pts vs state
$110kMedian applicant income
4Loans originated
2Denied
What Farm Credit Services of Western Arkansas, ACA lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Farm Credit Services of Western Arkansas, ACA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Delaware County | 2 | 2 | 0 | 0.0% |
| McCurtain County | 2 | 0 | 1 | 50.0% |
| Stephens County | 1 | 1 | 0 | 0.0% |
| Marshall County | 1 | 1 | 0 | 0.0% |
| Adair County | 1 | 0 | 1 | 100.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 7 applications in 2025, of which 4 were originated and 2 denied.
28.6% of all applications, or 33.3% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Farm Credit Services of Western Arkansas, ACA originated in Oklahoma in 2025 was 6.68%, against a statewide median of 6.63%.
About this data. Figures are Farm Credit Services of Western Arkansas, ACA's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology