Farm Credit Mid-America in Nebraska vs the state
13.6%Denial rate+1.02 pts vs state
15.8%Decision denial rate+0.62 pts vs state
69.6%Origination rate+2.35 pts vs state
7.00%Median rate+0.38 pts vs state
0.50Rate spread (pts)+0.28 pts vs state
$180kMedian applicant income
149Loans originated
29Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 178 | 100 | 29.2% | 7.00% | #71 |
| 2024 | 202 | 133 | 13.9% | 7.13% | #68 |
| 2025 | 214 | 149 | 13.6% | 7.00% | #72 |
What Farm Credit Mid-America lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Farm Credit Mid-America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lancaster County | 16 | 10 | 1 | 6.3% |
| Gage County | 11 | 7 | 2 | 18.2% |
| Holt County | 8 | 4 | 3 | 37.5% |
| Platte County | 8 | 7 | 0 | 0.0% |
| Saunders County | 6 | 4 | 1 | 16.7% |
| Seward County | 6 | 5 | 1 | 16.7% |
| Lincoln County | 6 | 3 | 2 | 33.3% |
| Scotts Bluff County | 6 | 4 | 1 | 16.7% |
| Washington County | 5 | 4 | 0 | 0.0% |
| Howard County | 5 | 3 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 214 applications in 2025, of which 149 were originated and 29 denied.
13.6% of all applications, or 15.8% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Farm Credit Mid-America originated in Nebraska in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Farm Credit Mid-America's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology