Family Trust Federal Credit Union in South Carolina vs the state
10.0%Denial rate-8.31 pts vs state
11.1%Decision denial rate-12.36 pts vs state
80.0%Origination rate+23.39 pts vs state
—Median rate
—Rate spread (pts)
$92kMedian applicant income
112Loans originated
14Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 355 | 206 | 19.2% | — | #109 |
| 2024 | 293 | 168 | 21.5% | — | #128 |
| 2025 | 140 | 112 | 10.0% | — | #216 |
What Family Trust Federal Credit Union lends in South Carolina
By loan purpose
By loan type
Where in South Carolina
Counties with the most Family Trust Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 97 | 77 | 9 | 9.3% |
| Anderson County | 11 | 10 | 1 | 9.1% |
| Lancaster County | 11 | 7 | 2 | 18.2% |
| Chester County | 10 | 9 | 0 | 0.0% |
| Greenville County | 5 | 4 | 1 | 20.0% |
| Spartanburg County | 2 | 2 | 0 | 0.0% |
| Horry County | 1 | 1 | 0 | 0.0% |
| Union County | 1 | 0 | 1 | 100.0% |
| Charleston County | 1 | 1 | 0 | 0.0% |
| Oconee County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 140 applications in 2025, of which 112 were originated and 14 denied.
10.0% of all applications, or 11.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Family Trust Federal Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology