Fairfield Federal Savings and Loan Association of Lancaster in Ohio vs the state
9.7%Denial rate-7.97 pts vs state
11.4%Decision denial rate-10.51 pts vs state
63.9%Origination rate+3.99 pts vs state
—Median rate
—Rate spread (pts)
$119kMedian applicant income
92Loans originated
14Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 197 | 137 | 11.7% | — | #223 |
| 2024 | 155 | 102 | 11.0% | — | #251 |
| 2025 | 144 | 92 | 9.7% | — | #279 |
What Fairfield Federal Savings and Loan Association of Lancaster lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Fairfield Federal Savings and Loan Association of Lancaster applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfield County | 122 | 78 | 9 | 7.4% |
| Franklin County | 13 | 7 | 5 | 38.5% |
| Licking County | 5 | 5 | 0 | 0.0% |
| Pickaway County | 4 | 2 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 144 applications in 2025, of which 92 were originated and 14 denied.
9.7% of all applications, or 11.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Fairfield Federal Savings and Loan Association of Lancaster's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology