Everett Financial in South Carolina vs the state
5.9%Denial rate-12.46 pts vs state
9.4%Decision denial rate-14.12 pts vs state
56.7%Origination rate+0.12 pts vs state
6.63%Median rate+0.13 pts vs state
0.77Rate spread (pts)+0.55 pts vs state
$85kMedian applicant income
97Loans originated
10Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 277 | 84 | 15.9% | 6.99% | #126 |
| 2024 | 116 | 76 | 12.1% | 7.00% | #227 |
| 2025 | 171 | 97 | 5.9% | 6.63% | #196 |
What Everett Financial lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Everett Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 21 | 17 | 1 | 4.8% |
| Greenwood County | 17 | 8 | 3 | 17.6% |
| Laurens County | 16 | 9 | 0 | 0.0% |
| Beaufort County | 13 | 6 | 0 | 0.0% |
| Abbeville County | 11 | 6 | 0 | 0.0% |
| Horry County | 11 | 5 | 1 | 9.1% |
| York County | 10 | 7 | 0 | 0.0% |
| Aiken County | 10 | 6 | 2 | 20.0% |
| Anderson County | 10 | 6 | 1 | 10.0% |
| Spartanburg County | 7 | 5 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 171 applications in 2025, of which 97 were originated and 10 denied.
5.9% of all applications, or 9.4% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Everett Financial originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Everett Financial's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology