Eureka Savings Bank in Illinois vs the state
7.0%Denial rate-10.16 pts vs state
7.6%Decision denial rate-14.09 pts vs state
84.8%Origination rate+26.07 pts vs state
—Median rate
—Rate spread (pts)
$96kMedian applicant income
134Loans originated
11Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 170 | 146 | 5.9% | — | #250 |
| 2024 | 167 | 141 | 6.0% | — | #259 |
| 2025 | 158 | 134 | 7.0% | — | #286 |
What Eureka Savings Bank lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most Eureka Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| LaSalle County | 114 | 97 | 8 | 7.0% |
| Bureau County | 24 | 22 | 1 | 4.2% |
| Lee County | 6 | 6 | 0 | 0.0% |
| Putnam County | 6 | 5 | 0 | 0.0% |
| Marshall County | 3 | 1 | 1 | 33.3% |
| Kendall County | 3 | 1 | 1 | 33.3% |
| Henry County | 1 | 1 | 0 | 0.0% |
| Woodford County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 158 applications in 2025, of which 134 were originated and 11 denied.
7.0% of all applications, or 7.6% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Eureka Savings Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology