Equity Prime Mortgage in Indiana vs the state
8.1%Denial rate-8.43 pts vs state
14.1%Decision denial rate-6.03 pts vs state
49.5%Origination rate-12.73 pts vs state
6.63%Median rate-0.13 pts vs state
0.55Rate spread (pts)+0.18 pts vs state
$71kMedian applicant income
359Loans originated
59Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 203 | 150 | 3.5% | 6.88% | #175 |
| 2024 | 420 | 292 | 3.3% | 6.81% | #122 |
| 2025 | 725 | 359 | 8.1% | 6.63% | #87 |
What Equity Prime Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 102 | 34 | 11 | 10.8% |
| Clark County | 52 | 34 | 1 | 1.9% |
| Lake County | 44 | 14 | 6 | 13.6% |
| Vanderburgh County | 35 | 22 | 2 | 5.7% |
| Floyd County | 30 | 22 | 2 | 6.7% |
| Scott County | 29 | 21 | 2 | 6.9% |
| Gibson County | 29 | 13 | 2 | 6.9% |
| Madison County | 20 | 11 | 0 | 0.0% |
| Johnson County | 20 | 13 | 0 | 0.0% |
| Elkhart County | 16 | 10 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 725 applications in 2025, of which 359 were originated and 59 denied.
8.1% of all applications, or 14.1% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Equity Prime Mortgage originated in Indiana in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology