Eastman Credit Union in Florida vs the state
28.6%Denial rate+7.51 pts vs state
38.1%Decision denial rate+10.86 pts vs state
46.4%Origination rate-6.26 pts vs state
6.63%Median rate0.00 pts vs state
0.81Rate spread (pts)+0.54 pts vs state
$179kMedian applicant income
13Loans originated
8Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 38 | 15 | 26.3% | 7.13% | #685 |
| 2024 | 45 | 26 | 15.6% | 6.50% | #614 |
| 2025 | 28 | 13 | 28.6% | 6.63% | #703 |
What Eastman Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Eastman Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Palm Beach County | 3 | 1 | 1 | 33.3% |
| Duval County | 3 | 1 | 0 | 0.0% |
| Alachua County | 2 | 1 | 1 | 50.0% |
| Manatee County | 2 | 2 | 0 | 0.0% |
| Sumter County | 2 | 1 | 0 | 0.0% |
| Brevard County | 2 | 1 | 0 | 0.0% |
| St. Johns County | 2 | 0 | 2 | 100.0% |
| Broward County | 2 | 1 | 1 | 50.0% |
| Osceola County | 1 | 0 | 1 | 100.0% |
| Collier County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 28 applications in 2025, of which 13 were originated and 8 denied.
28.6% of all applications, or 38.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Eastman Credit Union originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Eastman Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology