East West Bank in California vs the state
8.3%Denial rate-9.11 pts vs state
10.0%Decision denial rate-12.39 pts vs state
72.6%Origination rate+16.43 pts vs state
6.50%Median rate-0.13 pts vs state
0.23Rate spread (pts)-0.05 pts vs state
$123kMedian applicant income
3,261Loans originated
373Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,827 | 2,714 | 8.6% | 6.75% | #45 |
| 2024 | 3,960 | 2,763 | 8.6% | 7.38% | #44 |
| 2025 | 4,490 | 3,261 | 8.3% | 6.50% | #46 |
What East West Bank lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most East West Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 1,781 | 1,250 | 171 | 9.6% |
| Orange County | 878 | 704 | 33 | 3.8% |
| San Bernardino County | 436 | 346 | 22 | 5.0% |
| Santa Clara County | 232 | 173 | 13 | 5.6% |
| Alameda County | 225 | 139 | 42 | 18.7% |
| San Francisco County | 200 | 136 | 15 | 7.5% |
| Riverside County | 187 | 143 | 19 | 10.2% |
| San Mateo County | 158 | 102 | 16 | 10.1% |
| San Diego County | 132 | 90 | 11 | 8.3% |
| Contra Costa County | 117 | 76 | 14 | 12.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 4,490 applications in 2025, of which 3,261 were originated and 373 denied.
8.3% of all applications, or 10.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans East West Bank originated in California in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are East West Bank's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology