Dort Financial Credit Union in Michigan vs the state
14.8%Denial rate-3.73 pts vs state
19.8%Decision denial rate-2.80 pts vs state
59.8%Origination rate-0.07 pts vs state
6.25%Median rate-0.50 pts vs state
-0.03Rate spread (pts)-0.42 pts vs state
$79kMedian applicant income
801Loans originated
198Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 968 | 662 | 12.3% | 7.50% | #72 |
| 2024 | 1,167 | 793 | 11.7% | 7.25% | #65 |
| 2025 | 1,339 | 801 | 14.8% | 6.25% | #60 |
What Dort Financial Credit Union lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Dort Financial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Genesee County | 856 | 498 | 129 | 15.1% |
| Lapeer County | 123 | 77 | 23 | 18.7% |
| Oakland County | 99 | 69 | 10 | 10.1% |
| Shiawassee County | 36 | 20 | 7 | 19.4% |
| Saginaw County | 34 | 22 | 5 | 14.7% |
| Livingston County | 31 | 22 | 3 | 9.7% |
| Wayne County | 18 | 5 | 1 | 5.6% |
| Tuscola County | 18 | 10 | 6 | 33.3% |
| Macomb County | 13 | 7 | 2 | 15.4% |
| St. Clair County | 9 | 4 | 1 | 11.1% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 1,339 applications in 2025, of which 801 were originated and 198 denied.
14.8% of all applications, or 19.8% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Dort Financial Credit Union originated in Michigan in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Dort Financial Credit Union's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology