Dominion Financial Services in Kentucky vs the state
0.0%Denial rate-18.81 pts vs state
0.0%Decision denial rate-23.49 pts vs state
56.7%Origination rate-1.37 pts vs state
7.75%Median rate+1.00 pts vs state
—Rate spread (pts)
—Median applicant income
51Loans originated
0Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 14 | 0.0% | 10.13% | #298 |
| 2024 | 33 | 23 | 0.0% | 7.49% | #285 |
| 2025 | 90 | 51 | 0.0% | 7.75% | #217 |
What Dominion Financial Services lends in Kentucky
By loan purpose
By loan type
Where in Kentucky
Counties with the most Dominion Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 59 | 36 | 0 | 0.0% |
| Kenton County | 4 | 3 | 0 | 0.0% |
| Fayette County | 4 | 2 | 0 | 0.0% |
| Hardin County | 3 | 2 | 0 | 0.0% |
| Boone County | 2 | 0 | 0 | 0.0% |
| Warren County | 2 | 1 | 0 | 0.0% |
| Boyle County | 2 | 2 | 0 | 0.0% |
| Christian County | 2 | 2 | 0 | 0.0% |
| Campbell County | 2 | 2 | 0 | 0.0% |
| Boyd County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 90 applications in 2025, of which 51 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Dominion Financial Services originated in Kentucky in 2025 was 7.75%, against a statewide median of 6.75%.
About this data. Figures are Dominion Financial Services's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology