Dominion Financial Services at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the A grade breaks down
Each component is a percentile rank among 220 investment-property lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
91st0.0% deniedProcesswithdrawn + incomplete share, weight 15%
87th0.0%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 3,828 | 2,239 | 0.0% | 0.0% | 8.00% | $579M |
| 2024 | 3,873 | 2,428 | 0.0% | 0.0% | 7.63% | $727M |
| 2025 | 4,824 | 2,639 | 0.0% | 0.0% | 7.63% | $742M |
What Dominion Financial Services lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 4,824 investment properties.
Who gets approved at Dominion Financial Services
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 159 | 20 | 0.0% |
| 35–44 | 203 | 25 | 0.0% |
| 45–54 | 190 | 42 | 0.0% |
| 55–64 | 88 | 12 | 0.0% |
| 65–74 | 37 | 7 | 0.0% |
Where Dominion Financial Services lends
51 states and 811 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Maryland | 510 | 270 | 0.0% | 7.50% | #88 |
| Ohio | 459 | 262 | 0.0% | 7.38% | #150 |
| Florida | 436 | 244 | 0.0% | 9.50% | #257 |
| Texas | 339 | 183 | 0.0% | 7.38% | #320 |
| Pennsylvania | 258 | 140 | 0.0% | 7.63% | #241 |
| Georgia | 249 | 128 | 0.0% | 10.50% | #218 |
| North Carolina | 228 | 127 | 0.0% | 8.25% | #222 |
| Indiana | 178 | 98 | 0.0% | 7.75% | #214 |
| New York | 165 | 90 | 0.0% | 7.25% | #224 |
| Michigan | 161 | 96 | 0.0% | 9.53% | #234 |
| Missouri | 161 | 105 | 0.0% | 7.38% | #211 |
| Illinois | 149 | 81 | 0.0% | 11.00% | #295 |
| Alabama | 142 | 78 | 0.0% | 7.38% | #189 |
| New Jersey | 138 | 63 | 0.0% | 7.50% | #232 |
| Virginia | 133 | 80 | 0.0% | 7.49% | #256 |
| Tennessee | 111 | 67 | 0.0% | 7.25% | #301 |
| South Carolina | 103 | 54 | 0.0% | 11.00% | #255 |
| California | 101 | 37 | 0.0% | 11.00% | #439 |
| Kentucky | 90 | 51 | 0.0% | 7.75% | #217 |
| Oklahoma | 75 | 38 | 0.0% | 7.44% | #226 |
| Wisconsin | 71 | 39 | 0.0% | 7.38% | #300 |
| Louisiana | 63 | 33 | 0.0% | 7.38% | #229 |
| Mississippi | 63 | 46 | 0.0% | 11.00% | #157 |
| Massachusetts | 48 | 21 | 0.0% | 7.63% | #329 |
| Delaware | 38 | 32 | 0.0% | 9.50% | #137 |
| Arizona | 29 | 12 | 0.0% | 6.94% | #382 |
| New Mexico | 27 | 23 | 0.0% | 11.00% | #180 |
| Colorado | 26 | 14 | 0.0% | 7.31% | #391 |
| District of Columbia | 26 | 11 | 0.0% | 7.75% | #106 |
| Arkansas | 25 | 9 | 0.0% | 7.25% | #263 |
| Connecticut | 23 | 7 | 0.0% | 7.75% | #281 |
| Minnesota | 23 | 12 | 0.0% | 9.19% | #379 |
| Kansas | 20 | 8 | 0.0% | 7.50% | #295 |
| Washington | 20 | 11 | 0.0% | 8.75% | #388 |
| Nebraska | 15 | 10 | 0.0% | 7.13% | #224 |
| Iowa | 13 | 9 | 0.0% | 7.13% | #333 |
| Idaho | 13 | 7 | 0.0% | 11.00% | #254 |
| Oregon | 12 | 7 | 0.0% | 7.63% | #348 |
| Utah | 12 | 9 | 0.0% | 11.00% | #275 |
| West Virginia | 12 | 3 | 0.0% | 11.00% | #236 |
| Vermont | 10 | 6 | 0.0% | 11.00% | #109 |
| Hawaii | 8 | 2 | 0.0% | 9.93% | #173 |
| Maine | 8 | 2 | 0.0% | 10.75% | #232 |
| New Hampshire | 8 | 3 | 0.0% | 11.00% | #275 |
| Alaska | 7 | 3 | 0.0% | 10.50% | #118 |
| Montana | 5 | 0 | 0.0% | — | #225 |
Frequently asked questions
Dominion Financial Services denied 0.0% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 91st percentile of investment-property lenders.
The median interest rate on loans Dominion Financial Services originated in 2025 was 7.63%, and its median rate spread over the average prime offer rate was 0.00 points. Rates on this page are what borrowers actually got, not advertised rates.
In 2025, 43% of its applications were for home purchases, 57% for refinancing (including cash-out), and 0% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.