Dominion Financial Services · Virginia · 2025

Dominion Financial Services in Virginia: approval rate, denial rate and rates (2025)

Dominion Financial Services took 133 mortgage applications in Virginia in 2025, ranking #256 of 1,013 lenders active in the state. It originated 60.2% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.9%.

133Applicationsin VA
0.0%Decision denial ratestate 20.3%
7.49%Median ratestate 6.63%
$225,000Median loanstate $255,000
$22MVolume39 counties

Dominion Financial Services in Virginia vs the state

0.0%Denial rate-15.94 pts vs state
0.0%Decision denial rate-20.25 pts vs state
60.2%Origination rate+0.63 pts vs state
7.49%Median rate+0.87 pts vs state
Rate spread (pts)
Median applicant income
80Loans originated
0Denied

Trend in Virginia

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023122750.0%7.75%#240
2024119760.0%7.25%#259
2025133800.0%7.49%#256

What Dominion Financial Services lends in Virginia

By loan purpose

Home purchase 67 50% · 0.0% denied
Refinance 12 9% · 0.0% denied
Cash-out refinance 54 41% · 0.0% denied

By loan type

Conventional 133 100% · 0.0% denied

Where in Virginia

Counties with the most Dominion Financial Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Richmond city 19130 0.0%
Norfolk city 14130 0.0%
Fairfax County 1280 0.0%
Portsmouth city 1050 0.0%
Virginia Beach city 950 0.0%
Hampton city 740 0.0%
Chesterfield County 650 0.0%
Petersburg city 630 0.0%
Henrico County 550 0.0%
Chesapeake city 430 0.0%

Other large lenders in Virginia

LenderGradeApplicationsDenial rateMedian rate
Navy Federal Credit UnionD 19,39519.3%7.75%
Rocket MortgageC 19,27414.8%6.63%
United Shore Financial ServicesB 13,99410.4%6.12%
Truist BankC 11,83831.6%6.49%
Mortgage Research CenterC 9,00016.7%6.25%
Pennymac Loan ServicesC 8,33410.7%6.38%
Freedom MortgageB 8,0296.5%6.25%
Bank of AmericaF 6,58431.9%6.24%
NewrezD 6,39016.4%6.38%
Movement MortgageA 6,1264.3%6.56%

Frequently asked questions

Virginia: 133 applications in 2025, of which 80 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.

The median rate on loans Dominion Financial Services originated in Virginia in 2025 was 7.49%, against a statewide median of 6.63%.

About this data. Figures are Dominion Financial Services's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology