Dignified Home Loans in Ohio vs the state
12.5%Denial rate-5.19 pts vs state
12.5%Decision denial rate-9.39 pts vs state
75.0%Origination rate+15.10 pts vs state
6.50%Median rate-0.38 pts vs state
0.68Rate spread (pts)+0.29 pts vs state
$108kMedian applicant income
12Loans originated
2Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 37 | 29 | 5.4% | 6.62% | #439 |
| 2025 | 16 | 12 | 12.5% | 6.50% | #560 |
What Dignified Home Loans lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Dignified Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 7 | 6 | 0 | 0.0% |
| Hamilton County | 4 | 3 | 1 | 25.0% |
| Wayne County | 2 | 1 | 0 | 0.0% |
| Pickaway County | 1 | 1 | 0 | 0.0% |
| Carroll County | 1 | 0 | 1 | 100.0% |
| Clermont County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 16 applications in 2025, of which 12 were originated and 2 denied.
12.5% of all applications, or 12.5% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Dignified Home Loans originated in Ohio in 2025 was 6.50%, against a statewide median of 6.88%.
About this data. Figures are Dignified Home Loans's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology