Digital in Nebraska vs the state
0.0%Denial rate-12.53 pts vs state
0.0%Decision denial rate-15.14 pts vs state
27.3%Origination rate-40.01 pts vs state
7.99%Median rate+1.37 pts vs state
1.77Rate spread (pts)+1.55 pts vs state
$154kMedian applicant income
3Loans originated
0Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 13 | 6.5% | 5.25% | #147 |
| 2024 | 14 | 4 | 14.3% | 7.25% | #198 |
| 2025 | 11 | 3 | 0.0% | 7.99% | #244 |
What Digital lends in Nebraska
By loan purpose
By loan type
Where in Nebraska
Counties with the most Digital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 10 | 3 | 0 | 0.0% |
| Madison County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 11 applications in 2025, of which 3 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Digital originated in Nebraska in 2025 was 7.99%, against a statewide median of 6.63%.
About this data. Figures are Digital's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology