Dhi Mortgage Company in New Jersey vs the state
5.6%Denial rate-12.10 pts vs state
7.4%Decision denial rate-15.66 pts vs state
69.3%Origination rate+13.63 pts vs state
6.50%Median rate-0.25 pts vs state
-0.04Rate spread (pts)-0.33 pts vs state
$160kMedian applicant income
533Loans originated
43Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 597 | 458 | 6.2% | 6.63% | #87 |
| 2024 | 686 | 514 | 3.5% | 6.75% | #84 |
| 2025 | 769 | 533 | 5.6% | 6.50% | #81 |
What Dhi Mortgage Company lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ocean County | 223 | 155 | 14 | 6.3% |
| Atlantic County | 175 | 115 | 13 | 7.4% |
| Monmouth County | 117 | 77 | 3 | 2.6% |
| Burlington County | 100 | 81 | 7 | 7.0% |
| Camden County | 65 | 50 | 4 | 6.2% |
| Cape May County | 52 | 27 | 2 | 3.8% |
| Gloucester County | 22 | 19 | 0 | 0.0% |
| Mercer County | 11 | 6 | 0 | 0.0% |
| Middlesex County | 1 | 1 | 0 | 0.0% |
| Hudson County | 1 | 0 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 769 applications in 2025, of which 533 were originated and 43 denied.
5.6% of all applications, or 7.4% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Dhi Mortgage Company originated in New Jersey in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology