Dhi Mortgage Company in Illinois vs the state
13.4%Denial rate-3.70 pts vs state
15.7%Decision denial rate-5.96 pts vs state
71.6%Origination rate+12.90 pts vs state
5.88%Median rate-0.88 pts vs state
-0.65Rate spread (pts)-1.03 pts vs state
$126kMedian applicant income
854Loans originated
160Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 861 | 706 | 6.6% | 5.63% | #75 |
| 2024 | 1,029 | 831 | 8.6% | 5.63% | #74 |
| 2025 | 1,192 | 854 | 13.4% | 5.88% | #72 |
What Dhi Mortgage Company lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kane County | 401 | 304 | 46 | 11.5% |
| McHenry County | 202 | 149 | 24 | 11.9% |
| Cook County | 177 | 120 | 22 | 12.4% |
| Will County | 158 | 112 | 19 | 12.0% |
| Kendall County | 151 | 99 | 33 | 21.9% |
| Lake County | 75 | 55 | 11 | 14.7% |
| DuPage County | 25 | 14 | 4 | 16.0% |
| Rock Island County | 2 | 1 | 1 | 50.0% |
| Marion County | 1 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 1,192 applications in 2025, of which 854 were originated and 160 denied.
13.4% of all applications, or 15.7% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Dhi Mortgage Company originated in Illinois in 2025 was 5.88%, against a statewide median of 6.75%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology