Delta Community Credit Union in South Carolina vs the state
24.0%Denial rate+5.69 pts vs state
30.0%Decision denial rate+6.53 pts vs state
56.0%Origination rate-0.61 pts vs state
6.88%Median rate+0.38 pts vs state
-0.05Rate spread (pts)-0.27 pts vs state
$167kMedian applicant income
28Loans originated
12Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 19 | 14.3% | 7.63% | #385 |
| 2024 | 39 | 20 | 18.0% | 7.25% | #356 |
| 2025 | 50 | 28 | 24.0% | 6.88% | #338 |
What Delta Community Credit Union lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Delta Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 8 | 2 | 4 | 50.0% |
| Charleston County | 5 | 5 | 0 | 0.0% |
| Beaufort County | 5 | 4 | 0 | 0.0% |
| Oconee County | 5 | 2 | 1 | 20.0% |
| Anderson County | 4 | 3 | 0 | 0.0% |
| York County | 4 | 1 | 2 | 50.0% |
| Richland County | 3 | 2 | 1 | 33.3% |
| Horry County | 3 | 1 | 1 | 33.3% |
| Laurens County | 2 | 2 | 0 | 0.0% |
| Pickens County | 2 | 0 | 2 | 100.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 50 applications in 2025, of which 28 were originated and 12 denied.
24.0% of all applications, or 30.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Delta Community Credit Union originated in South Carolina in 2025 was 6.88%, against a statewide median of 6.50%.
About this data. Figures are Delta Community Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology