Delmar Financial in Illinois vs the state
2.1%Denial rate-15.00 pts vs state
2.4%Decision denial rate-19.26 pts vs state
75.1%Origination rate+16.32 pts vs state
6.63%Median rate-0.13 pts vs state
0.40Rate spread (pts)+0.02 pts vs state
$90kMedian applicant income
638Loans originated
18Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 569 | 419 | 3.7% | 6.88% | #99 |
| 2024 | 766 | 616 | 1.6% | 6.75% | #89 |
| 2025 | 850 | 638 | 2.1% | 6.63% | #87 |
What Delmar Financial lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Delmar Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Clair County | 412 | 313 | 12 | 2.9% |
| Madison County | 203 | 143 | 4 | 2.0% |
| Marion County | 55 | 42 | 0 | 0.0% |
| Clinton County | 39 | 34 | 0 | 0.0% |
| Jefferson County | 25 | 14 | 0 | 0.0% |
| Monroe County | 17 | 13 | 0 | 0.0% |
| Macoupin County | 15 | 11 | 0 | 0.0% |
| Washington County | 13 | 12 | 1 | 7.7% |
| Cook County | 11 | 7 | 0 | 0.0% |
| Adams County | 10 | 7 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 850 applications in 2025, of which 638 were originated and 18 denied.
2.1% of all applications, or 2.4% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Delmar Financial originated in Illinois in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Delmar Financial's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology