Delmar Financial · Georgia · 2025

Delmar Financial in Georgia: approval rate, denial rate and rates (2025)

Delmar Financial took 19 mortgage applications in Georgia in 2025, ranking #579 of 1,201 lenders active in the state. It originated 73.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 19.2%.

19Applicationsin GA
0.0%Decision denial ratestate 25.1%
6.31%Median ratestate 6.63%
$245,000Median loanstate $235,000
$3.5MVolume12 counties

Delmar Financial in Georgia vs the state

0.0%Denial rate-19.22 pts vs state
0.0%Decision denial rate-25.07 pts vs state
73.7%Origination rate+19.59 pts vs state
6.31%Median rate-0.31 pts vs state
0.24Rate spread (pts)-0.03 pts vs state
$95kMedian applicant income
14Loans originated
0Denied

Trend in Georgia

YearApplicationsOriginatedDenial rateMedian rateRank in state
202325140.0%6.69%#527
202425104.0%6.50%#537
202519140.0%6.31%#579

What Delmar Financial lends in Georgia

By loan purpose

Home purchase 12 63% · 0.0% denied
Refinance 2 11% · 0.0% denied
Cash-out refinance 5 26% · 0.0% denied

By loan type

Conventional 13 68% · 0.0% denied
FHA 3 16% · 0.0% denied
VA 2 11% · 0.0% denied
USDA / RHS 1 5% · 0.0% denied

Where in Georgia

Counties with the most Delmar Financial applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Decatur County 330 0.0%
Fayette County 210 0.0%
Hall County 220 0.0%
Dougherty County 210 0.0%
Fulton County 220 0.0%
Gwinnett County 200 0.0%
Dade County 100 0.0%
Chatham County 110 0.0%
Rockdale County 110 0.0%
DeKalb County 110 0.0%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 19 applications in 2025, of which 14 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

The median rate on loans Delmar Financial originated in Georgia in 2025 was 6.31%, against a statewide median of 6.63%.

About this data. Figures are Delmar Financial's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology