Deephaven Mortgage in Virginia vs the state
28.9%Denial rate+12.92 pts vs state
32.5%Decision denial rate+12.23 pts vs state
58.6%Origination rate-0.95 pts vs state
7.50%Median rate+0.88 pts vs state
1.90Rate spread (pts)+1.68 pts vs state
$189kMedian applicant income
205Loans originated
101Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 157 | 108 | 25.5% | 8.50% | #210 |
| 2024 | 286 | 189 | 27.6% | 7.75% | #164 |
| 2025 | 350 | 205 | 28.9% | 7.50% | #144 |
What Deephaven Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 33 | 16 | 10 | 30.3% |
| Chesterfield County | 30 | 14 | 14 | 46.7% |
| Richmond city | 23 | 18 | 2 | 8.7% |
| Prince William County | 18 | 10 | 8 | 44.4% |
| Henrico County | 16 | 12 | 4 | 25.0% |
| Roanoke city | 14 | 7 | 3 | 21.4% |
| Fauquier County | 14 | 8 | 5 | 35.7% |
| Loudoun County | 14 | 14 | 0 | 0.0% |
| Danville city | 12 | 5 | 6 | 50.0% |
| Virginia Beach city | 12 | 9 | 2 | 16.7% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 350 applications in 2025, of which 205 were originated and 101 denied.
28.9% of all applications, or 32.5% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Deephaven Mortgage originated in Virginia in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology