Deephaven Mortgage in New Jersey vs the state
29.5%Denial rate+11.79 pts vs state
32.6%Decision denial rate+9.56 pts vs state
59.8%Origination rate+4.15 pts vs state
7.88%Median rate+1.13 pts vs state
2.31Rate spread (pts)+2.03 pts vs state
$280kMedian applicant income
274Loans originated
135Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 167 | 86 | 39.5% | 8.75% | #192 |
| 2024 | 329 | 191 | 32.5% | 8.13% | #138 |
| 2025 | 458 | 274 | 29.5% | 7.88% | #128 |
What Deephaven Mortgage lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ocean County | 52 | 35 | 14 | 26.9% |
| Passaic County | 40 | 17 | 19 | 47.5% |
| Monmouth County | 40 | 24 | 12 | 30.0% |
| Bergen County | 39 | 28 | 7 | 17.9% |
| Essex County | 37 | 17 | 14 | 37.8% |
| Atlantic County | 33 | 23 | 7 | 21.2% |
| Gloucester County | 31 | 21 | 5 | 16.1% |
| Hudson County | 31 | 16 | 10 | 32.3% |
| Middlesex County | 23 | 13 | 8 | 34.8% |
| Camden County | 21 | 14 | 3 | 14.3% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 458 applications in 2025, of which 274 were originated and 135 denied.
29.5% of all applications, or 32.6% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Deephaven Mortgage originated in New Jersey in 2025 was 7.88%, against a statewide median of 6.75%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology