Deephaven Mortgage in Maryland vs the state
31.8%Denial rate+13.00 pts vs state
34.4%Decision denial rate+10.31 pts vs state
59.4%Origination rate+3.68 pts vs state
7.75%Median rate+1.13 pts vs state
1.79Rate spread (pts)+1.54 pts vs state
$218kMedian applicant income
155Loans originated
83Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 123 | 61 | 38.2% | 8.75% | #188 |
| 2024 | 161 | 87 | 35.4% | 8.38% | #173 |
| 2025 | 261 | 155 | 31.8% | 7.75% | #135 |
What Deephaven Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore city | 82 | 41 | 36 | 43.9% |
| Prince George's County | 32 | 20 | 6 | 18.8% |
| Baltimore County | 24 | 15 | 8 | 33.3% |
| Montgomery County | 24 | 17 | 7 | 29.2% |
| Anne Arundel County | 14 | 10 | 4 | 28.6% |
| Worcester County | 12 | 7 | 2 | 16.7% |
| Charles County | 10 | 3 | 6 | 60.0% |
| Howard County | 9 | 7 | 1 | 11.1% |
| Cecil County | 8 | 5 | 2 | 25.0% |
| Harford County | 8 | 3 | 4 | 50.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 261 applications in 2025, of which 155 were originated and 83 denied.
31.8% of all applications, or 34.4% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Deephaven Mortgage originated in Maryland in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology