Deephaven Mortgage in Indiana vs the state
23.0%Denial rate+6.44 pts vs state
26.7%Decision denial rate+6.56 pts vs state
61.1%Origination rate-1.16 pts vs state
7.75%Median rate+1.00 pts vs state
2.11Rate spread (pts)+1.74 pts vs state
$258kMedian applicant income
146Loans originated
55Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 56 | 30 | 35.7% | 8.93% | #312 |
| 2024 | 128 | 71 | 32.0% | 7.88% | #228 |
| 2025 | 239 | 146 | 23.0% | 7.75% | #179 |
What Deephaven Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 61 | 40 | 14 | 23.0% |
| Lake County | 34 | 21 | 8 | 23.5% |
| St. Joseph County | 21 | 14 | 4 | 19.0% |
| Hamilton County | 12 | 6 | 4 | 33.3% |
| Allen County | 10 | 5 | 4 | 40.0% |
| Jennings County | 9 | 0 | 0 | 0.0% |
| Hendricks County | 9 | 6 | 1 | 11.1% |
| Vanderburgh County | 6 | 1 | 5 | 83.3% |
| Elkhart County | 5 | 4 | 1 | 20.0% |
| Madison County | 5 | 2 | 2 | 40.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 239 applications in 2025, of which 146 were originated and 55 denied.
23.0% of all applications, or 26.7% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Deephaven Mortgage originated in Indiana in 2025 was 7.75%, against a statewide median of 6.75%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology