Dean Co-operative Bank in Massachusetts vs the state
10.5%Denial rate-5.68 pts vs state
12.1%Decision denial rate-7.83 pts vs state
69.7%Origination rate+7.14 pts vs state
—Median rate
—Rate spread (pts)
$144kMedian applicant income
106Loans originated
16Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 174 | 126 | 10.3% | — | #169 |
| 2024 | 144 | 95 | 13.2% | — | #185 |
| 2025 | 152 | 106 | 10.5% | — | #200 |
What Dean Co-operative Bank lends in Massachusetts
By loan purpose
By loan type
Where in Massachusetts
Counties with the most Dean Co-operative Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Norfolk County | 68 | 47 | 6 | 8.8% |
| Worcester County | 62 | 44 | 7 | 11.3% |
| Bristol County | 7 | 4 | 1 | 14.3% |
| Barnstable County | 6 | 4 | 0 | 0.0% |
| Suffolk County | 3 | 2 | 1 | 33.3% |
| Middlesex County | 2 | 2 | 0 | 0.0% |
| Plymouth County | 2 | 2 | 0 | 0.0% |
| Hampshire County | 1 | 1 | 0 | 0.0% |
| Hampden County | 1 | 0 | 1 | 100.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 152 applications in 2025, of which 106 were originated and 16 denied.
10.5% of all applications, or 12.1% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Dean Co-operative Bank's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology